Lowe’s Credit Card Login portal allows you to manage your Lowes credit account, payments, check your free credit score and other financial services. This post will show you very simple steps to login your business and personal credit accounts, get your password and userID back, credit payment with Lowe’s Advantage Credit Card. Keep reading for more details!
About the Lowe’s Advantage Credit Card
Beside Lowes Pro, when you use the Lowe’s Advantage Card, you’ll save 5% off your qualifying purchase or order charged to your credit accounts. The Advantage Card allows customers who spend $299 or more to spread their credit payments over time with Special Financing. This is a significant benefit when making a large credit investment such as a new appliance suite or flooring.
In addition, non-promotional purchases and purchases made during promotions are subject to the standard credit account terms. The standard APR for new accounts is 26.99%. The absolute minimum interest rate is $2. The privacy terms that apply to current cardholders can be found in their credit card agreement. For the Lowe’s Business Credit Cards, you can earn 5% cash back at Lowe’s for the first six months and 2% after that.
Lowe’s Credit Card Login – Access Your Personal Credit Cards Online
By logging in, you can make credit payment and manage your privacy more efficiently. Here are the steps to login:
- Go to the lowes.syf.com login site
- Enter your userID and password
- Clicking on the “Secure Login” button
Note: Remember that you may only login if you have already created accounts. If you are unable to travel to the login page, please check your network again, reload the page or change the login IP address. If you need quick payments, you can “Pay as a guest.” We show you how below.
Get Forgotten Password Back
- Click “password” link
- Enter your userID and ZIP code
- Click the “Continue” button.
- Pick your password
Retrieve Forgotten User ID
- Click “UserID” link
- Enter your Account number and Zip code
- Click the “Continue” button
- Keep following the instructions to finhish
Lowes Credit Login Business Account
Once you login, you can manage your Lowe’s Commercial and Lowe’s Business Advantage credit accounts online from any device, at any time, from any location. Viewing your invoices, statements, paying your card credit and other credit information is simple and secure.
Following are the login procedures.
- Go to the lowes.syf.com/commercial/ site
- Enter your userID and password
- Tap the “LOG IN” button.
Recover Forgotten Password.
- Click “Recover your password” link
- Enter your Account number and User D
- Click the “Next” button.
- Pick your password
Recover Forgotten User ID
- Click “Recover your userID” link
- Enter your account number, first and last name, email address and the month and day of your mother’s birthday.
- Tap the “RECOVER USERID” button
- See your userID at the end
Other Credit Card Options You May Need
Credit Card Application
- Go to the Lowe’s Credit card application page
- Click the “Apply Now” button
- Enter your information, including last 4 digits of your SSN/ITIN, phone number, your name, address and contact Information
- For each completed part, click the “Continue” button.
- To complete your application, follow the rest instructions.
Credit Card Activation
- Go to Lowes credit card activation page
- Enter your userID and password
- If you are a new user, click the “Register” button to enroll
- Enter the card number from the front side of the card to continue.
- Enter required information, including your date of birth, the last four digits of your CPR number or your mother’s maiden name.
- Log into your accounts immediately
- Select “Activate Your Card” from the menu bar
- Keep following the instructions and accept all privacy terms and conditions
- Your card now operates
Check Aligibility For A Lowe’s Credit Card
- You navigate to the Consumer Credit Center page
- Click the box under “See if you pre-qualify”.
- Enter your SSN/ITIN and phone number. Click “Continue”.
- Continue to provide your information until the end,
- Now you can see whether you prequalify.
Log into Credit Card Account With Lowe’s App
- Download the Lowe’s app from App Store or Google Play.
- Launch and open the app
- Enter your userID and password in the required box
- Click “Secure Login”.
Lowe’s Credit Card Payment Methods
You must register with the card issuing financial institution before you can conduct a Lowe’s credit card payment online. You must visit the American Express (AmEx) login page to make a credit payment with your American Express Lowe’s Business Rewards Card. Following are payment credit card options for you to choose:
Login Payment
Card login payment customer can follow these steps to finish the service:
- Go to the webpage that handles credit payments.
- To begin the registration process, you must provide your account number and zip code for cards, as well as the card number and card ID number printed on the back of the card.
- To complete event registration and access, simply follow the on-screen instructions.
- Create a payment plan and set up recurring payments: To complete the transaction, we require the card account and routing numbers associated with your bank.
Synchrony Bank’s QuickPay Online Payment
Using QuickPay credit card service from Lowes Synchrony Bank login, you can pay your bills online without logging in.
- Go to the Lowes QuickPay
- Enter your details, including the last four digits of your social security number and your billing postcode.
- Then just follow the on-screen instructions.
Guest Payment
- Go to https://lowes.syf.com/accounts/login/.
- For cards issued by Synchrony, you must provide your account number as well as your zip code to begin the registration process. For other cards, you must state the card number and card number.
- Follow the on-screen instructions to complete registration
- Plan and arrange payments. You must provide your banking account and routing number to complete the transaction.
Payment By Mail
It also accepts credit payments by mail. The address on your statement is where you should send a credit check and money order, or you can just use one of the addresses below.
Below are types of cards and corresponding address for remitting payment:
- Lowe’s Project Card or Lowe Advantage Card: Lowe’s, PO Box 530914, Atlanta, GA 30353-0914, USA
- Lowe’s Visa Rewards Program: Lowe’s, PO Box 960010, Orlando, FL 32896-0010
- Lowe’s Commercial Accounts: Lowe’s, PO Box 530970, Atlanta, GA 30353-0970, USA
- Accounts Receivable at Lowe’s: Lowe’s PO Box 530954, Atlanta, GA 30353-0954, USA
- Lowe’s Business Rewards with American Express: Call American Express at 866-537-1397 to get the payment address for your state.
Phone Payment
You can use your credit cards to create a phone credit payment, but you may be charged more if you need to do it quickly. Call to do payment customer service using the numbers listed for your credit account type:
- Lowe’s Consumer Credit Cards: 888-840-7651
- Lowe business account: 888-840-7651
- Lowe’s Receivables: 866-232-7443
- Lowe’s American Express Business Rewards: 866-537-1397
Customer Service
Here are Lowe’s phone numbers:
- Lowe’s Business Advantage: 1-800-508-2520
- Lowe’s Advantage: 1-800-444-1408
- Lowe’s Commercial Accounts: 1-866-232-7443
- Lowe’s Business Rewards: 1-866-537-1397
- Customer Service: 1-800-445-6937
Synchrony Bank For Lowes near me
Frequently Asked Questions
Simply log in to your Lowe’s Advantage credit login page, available through Lowes.com, to view and pay your bill securely. You’ll never forget to create a credit payment with your Lowe’s Advantage credit card thanks to online credit account management. Set up AutoPay so that your payment is paid automatically every month.
If you prefer to pay by phone, call (800) 444-1408 and follow the instructions.
For both online and in-store credit applications, the standard Lowe’s Store Card approval time is instant. You will receive an email with temporary card credit information after receiving instant approval for cards to use until your actual card arrives.
You can find out the status of your credit card lowe’s application by calling (888) 840-7651, the customer support line.
Visit the Lowe’s Credit Center to conveniently manage your credit card account and online credit payments for invoices. Call the Lowe’s Credit Center at 1-800-444-1408 if you have any inquiries regarding your credit accounts.
This element is optional. Although MFA is optional, we strongly advise clients to use it as an additional layer of security. From the Security tab on your Profile & Preferences page, you can opt in and out at any time.
With a phone number, credit card, MyLowe’s card, or banking account number, Lowe’s can automatically look up receipts. Once the original receipt has been retrieved electronically, Lowe’s can convert some sales to In-Store Credit cards and do away with the requirement for identification.
Conclusion
Thanks for reading the PowerPACPlus article, we hope this article can help you understand more about Synchrony Bank For Lowes Credit Login, make payment and use financial services with your credit cards. Please let us know your thoughts by leaving your comments below.
FAQs
How do I pay my Lowes Synchrony Bank credit card? ›
The easiest way you can pay your Lowe's Store Card is either online or over the phone at (800) 444-1408. Alternatively, you can pay your credit card bill in store or by mail.
How do I make a payment on my Lowes card? ›If there's a task you can't do online, contact customer service (1-888-840-7651) for the help you need. Make payments online as well as by mail or at a local Lowe's store. Accepted forms of payment include physical or electronic checks, money orders, or similar payment instruments from a US bank.
How do I make a payment to Synchrony Bank? ›...
On the mysynchrony.com log in page, tap the Pay Without Log In button and then:
- Select your payment amount.
- Select your payment method.
- Review and authorize your payment.
The Lowe's Advantage Card, issued by Synchrony Bank, is a no-annual-fee credit card that may help you save on home improvement.
Where do I send my Synchrony Bank payment? ›For store credit cards (also called “private label” cards), send a check or money order to: Synchrony Bank / P.O. Box 960061 / Orlando, FL 32896-0061. For Visa cards and Mastercards, send payment to: Synchrony Bank / P.O. Box 960013 / Orlando, FL 32896-0013.
Can I pay Lowe's credit card with another credit card? ›You might be asking yourself, "Can you pay off a credit card with another credit card?" In short — yes, you can pay a credit card off with another credit card, there's more than one way to do it.
How to pay Lowe's card without logging in? ›Synchrony Bank's QuickPay feature lets you pay your bill online without logging in. To use this option, go to Lowe's QuickPay webpage. Enter your credit card number, the last four digits of your Social Security number and your billing ZIP code, and follow the prompts to complete your payment.
What bank is Lowe's credit card? ›Your Lowe's Advantage Credit Card or Lowe's Visa® Rewards Card is issued by Synchrony Bank. The Synchrony Bank Privacy Policy governs the use of the Lowe's Advantage Credit Card or Lowe's Visa® Rewards Card.
What payments does Lowes accept? ›- Zero Card (In store and online. You will receive a 5% saving when you make purchases on your Lowes Zero Card).
- Credit Card (Visa / Mastercard / Amex)
- Paypal.
Pay with your Visa, MasterCard, or Discover debit card, with Apple Pay, or with your bank account.
Is there a class action lawsuit against Synchrony Bank? ›
Synchrony Bank will pay $2.6 million as part of a class action lawsuit settlement to resolve claims it violated federal telemarketing laws by calling customers about accounts they didn't own.
How do I access Synchrony Bank? ›First, log in at mysynchrony.com or through the MySynchrony Mobile App with your user name and password. You can then add or delete bank accounts by tapping the Profile menu and selecting Banking Information.
Is Synchrony Bank an actual bank? ›Synchrony Bank is a solid online bank with competitive interest rates on savings, money market, and CD accounts.
Is Synchrony home the same as Synchrony Bank? ›The Synchrony HOME Credit Card is issued and serviced by Synchrony Bank. The company is working with Discover® Global Network to provide greater merchant acceptance within the home category.
What is Synchrony Bank linked to? ›Synchrony is the largest provider of private label credit cards in the U.S. Brands partnered with Synchrony include Amazon, Lowe's, Guitar Center, Gap, Cathay Pacific, Rakuten, Verizon, Sleep Number, and Sam's Club.
Where do I mail my Lowes Synchrony payment? ›Other Ways to Make a Synchrony Payment
Synchrony Bank, P.O. Box 960061, Orlando, FL 32896.
Payments received before 11:59 p.m. ET on any day will be credited as of the same day. Payments received after 11:59 p.m. ET on any day will be credited as of the next day. Payments that post to your account after the payment due date may result in a late payment fee being assessed to your account.
What is the billing address for Synchrony credit card? ›If you think there is an error on your statement, write to us at the Billing Inquiries Address of: Synchrony Bank, P.O. Box 965003, Orlando, FL 32896-5003.
Can someone else pay my credit card bill with their credit card? ›There is no such restriction imposed that you cannot pay someone else's credit card bill. There are various methods by which this can be done. All you have to take care of is to first check your own finances and then help somebody else.
Can I pay credit card bill from one bank to another? ›You can pay your credit card bill from any other bank account by using the NEFT facility. The instructions may vary slightly in different banks, but, in most cases you need to add your credit card number as the payee account number to make the payment through NEFT.
Why can't you pay a credit card with a debit card? ›
The simple answer is that you cannot use a physical debit card to pay your credit card bill. You will have to set up payments using the nine-digit routing number from the checking account your debit card is linked to. At the end of the day, the money is coming from the same place.
How can I pay my credit card bill without logging in? ›- Simply visit the nearest ATM of your bank along with your debit card.
- Insert your debit card into the machine.
- Select 'Credit Card Bill Payment' option.
- Enter the bill amount and follow the prompts to complete the transaction.
Pay with your Visa, MasterCard, or Discover credit card or debit card, with Apple Pay, or with your bank account.
Can you use your phone to pay at Lowes? ›Can You Pay With Your Phone at Lowe's? No, at this time Lowe's does not accept any NFC payments since they don't have the proper hardware set up in their stores.
Does Lowes finance through Synchrony Bank? ›Lowe's uses synchrony, so yes you can.
What credit score does Synchrony Bank require? ›It depends on the credit card you are interested in. Most credit cards offered by Synchrony Bank are designed for people with fair (640 – 699), good (700 – 749) or excellent (750 – 850) credit.
Can I use my Lowe's credit card at Walmart? ›You can't use the Lowe's Advantage Card. That's because it's a store card only. This means you can't use it at other retailers for everyday purchases.
Can you use two payment methods on Lowes? ›Feb 15, 2022•Knowledge. If a client would like to use more than one type of payment method for a purchase, you can split payment methods while processing a sale in business mode. This can be handy when clients wish to use multiple credit cards for large purchases or for applying account credit to part of a sale.
Does Lowes accept Visa debit cards? ›Debit cards: Lowe's accepts any debit card as a payment method.
What is zero pay? ›ZeroPay Allows West Pack Online Shoppers to Shop Now, and Pay over 3 payments – with Zero fees, and Zero interest.
Can I pay with debit card for credit card payment? ›
Yes, you can pay the credit bill online via a debit card.
Can I pay my Synchrony credit card at Walmart? ›Payment Options. You can pay by mail, online or at a Walmart store. We may allow you to make payments over the phone but we will charge you a fee to make expedited phone payments.
Can I pay off Synchrony credit card with another credit card? ›The short answer is no, at least not in that way. Credit card issuers typically don't accept credit cards as a regular payment method. Rather, they generally request that you make your payment using your checking or savings account, or with cash or check at a local branch, ATM, over the phone or by mail.
How do I get my money back from Synchrony Bank? ›Cardholders can request a Synchrony Premier credit balance refund: by phone (1-844-406-7427) or by sending a written request to FCBI/Billing Error, P.O. Box 965035, Orlando, FL 32896-5035.
How forgiving is Synchrony Bank? ›The majority of Synchrony Bank's credit cards are designed for people with fair or good credit scores, so it's not the most “bankruptcy-friendly”. In other words, it's highly unlikely to get approved for a Synchrony Bank credit card unless your bankruptcy is discharged and your credit score bounced back in the 700s.
Is Synchrony Bank under investigation? ›RIVERSIDE – District Attorney Mike Hestrin announced today, Nov. 15, 2021, that Utah-based Synchrony Bank will pay $3.5 million to resolve a civil enforcement action alleging the bank made frequent and/or harassing phone calls to California consumers.
How do I check my synchrony bank balance? ›Online: Log in to your Synchrony Bank account to see your Synchrony Premier card's balance. By Phone: Call 1-844-406-7427 and follow the prompts to connect with a customer service representative. By App: Log in to the Synchrony Bank app. Your credit card balance will be shown on the home screen.
How can I pay off my synchrony credit card? ›You can make a Synchrony Bank credit card payment online, over the phone, or by mail with a check or money order. Synchrony also accepts payment by Western Union, bill payment checks from banks, and Walmart Bill Pay. The easiest way to pay a Synchrony credit card bill is online.
How do I find my synchrony username? ›- Go to Synchrony Bank's online banking login page.
- Below the normal fields for username and password are links that read “forgot username” or “password.” Click on the one that applies to you.
| APY | MIN | INSTITUTION |
|---|---|---|
| 4.30% | - | Synchrony Bank |
| 3.75*% | - | Synchrony Bank |
Is Capital One buying out Synchrony Bank? ›
Capital One Financial Corp. said it will buy Synchrony Financial's $9 billion portfolio of loans left over from a partnership with Walmart Inc., following months of acrimonious negotiations.
What Creditors use Synchrony Bank? ›The credit cards that belong to Synchrony Bank are co-branded credit cards and store credit cards such as the Sam's Club® Credit Card, the Lowe's Store Card, and the Amazon.com Store Card. Synchrony Bank is one of the largest issuers of store-affiliated credit cards.
How can I pay my Synchrony bill? ›...
On the mysynchrony.com log in page, tap the Pay Without Log In button and then:
- Select your payment amount.
- Select your payment method.
- Review and authorize your payment.
On June 2, 2014, GE Capital Retail Bank changed its name to Synchrony Bank. Synchrony Financial is the parent company of Synchrony Bank.
Is Synchrony Bank owned by Chase? ›On February 13, 2023 - Jpmorgan Chase & Co filed a 13F-HR form disclosing ownership of 961,365 shares of Synchrony Financial (US:SYF) valued at $31,590,454 USD as of December 31, 2022. The entity filed a previous 13F-HR on November 14, 2022 disclosing 1,266,887 shares of Synchrony Financial.
What kind of card is Synchrony Bank? ›The Synchrony® Mastercard® is one of many credit cards we offer. We think it's a great value with 2% cash back rewards on all purchases anywhere Mastercard is accepted.
Does Amazon still use Synchrony Bank? ›The Amazon Secured Card and Amazon Prime Secured Card, issued by Synchrony Bank, are unique credit cards each with two sets of features – the Secured Card features and the Store Card features. The two credit features have some different rates, fees and rewards.
How to pay Lowe's credit card without login? ›Synchrony Bank's QuickPay feature lets you pay your bill online without logging in. To use this option, go to Lowe's QuickPay webpage. Enter your credit card number, the last four digits of your Social Security number and your billing ZIP code, and follow the prompts to complete your payment.
How do I view my Lowe's statement online? ›- Sign in to your Lowe's Advantage Credit Account.
- Click on Activity in the navigation bar.
- Choose Statements.
- Follow the easy enrollment instructions.
The Lowe's credit card can be used only for Lowe's in-store purchases or for online purchases at Lowes.com. As a store credit card, the Lowe's card cannot be used for any purchases at retailers outside of Lowe's stores or Lowes.com.
How do I find my synchrony bank account number? ›
Where do I find my account number? Account number is the number on the front of your card, on the top right corner of your monthly billing statement, and on the paper that your card was attached to when it was mailed.
How do I access my synchrony bank account? ›First, log in at mysynchrony.com or through the MySynchrony Mobile App with your user name and password. You can then add or delete bank accounts by tapping the Profile menu and selecting Banking Information.
Can I use my debit card to pay my credit card bill? ›To use your debit card to pay a credit card bill, you must do so via bank transfer payment. In other words, you have to use either a credit card provider's payment portal or a third-party payment portal that includes not only your debit card information, but also your banking information.
How do I access my card statement? ›You can view your credit card statement online at any time by logging into your online credit card account and navigating to the statement information. If you've opted into electronic statements, your card issuer should send you an email every month when your new statement is available.
How can I check the balance of my Lowes store credit card? ›The easiest way you can check your Lowe's Store Card balance is by either logging in to your online account or calling customer service at (800) 444-1408. Alternately, you can check your Lowe's Store Card through the mobile app.
How do I check the balance on my Lowes card? ›To check your Lowe's store credit balance, you can go to the Lowe's website, log in to your account, and click on the “My Credit & Gift Cards” section at the top of the page. From there, you will be able to check your current Lowe's store credit balance.